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MTD for Income Tax — am I caught?

Five questions, 60 seconds. Find out if Making Tax Digital for Income Tax applies to you, when you need to act, and exactly what to do next. Built by Fernside Accounting for landlords and sole traders across Redbridge, Waltham Forest and Epping.

Question 1 of 5

What kind of income do you receive?

MTD for Income Tax applies to self-employment and property income only. PAYE salary, dividends, pensions and interest don't count.

Question 2 of 5

What's your gross rental income in 2024/25?

Use gross rent received before any expenses, mortgage interest or capital allowances. If you own jointly, use your share only.

£

Question 3 of 5

What's your gross self-employment turnover in 2024/25?

Use gross turnover (total receipts) before deducting any expenses.

£

Question 4 of 5

Do you have an accountant currently?

This affects how much work falls on you to be MTD-ready by the deadline.

Question 5 of 5

How do you currently keep your records?

MTD requires digital record-keeping in HMRC-recognised software.

Built by Fernside Accounting based on current HMRC guidance as of May 2026.

IAB Qualified MTD-Ready Software Partner No email required Backed by The Tax Lead

About this tool.

Is this diagnostic legally binding?

No — it's a general guide based on current HMRC rules. Your actual MTD position depends on the specifics of your situation, which we can't capture in 5 questions. For a definitive answer, talk to us or your existing accountant.

Why do you ask about my income twice?

The MTD threshold is based on combined gross qualifying income from self-employment AND property — not either one alone. So we need to know both to give you an accurate answer.

Why isn't my PAYE salary included?

PAYE salary, dividends, pensions and interest don't count as "qualifying income" for MTD purposes. The threshold only looks at self-employment and property income.

What if I'm jointly assessed with a spouse?

Joint property income is split between owners — you'd only count your share. So if you and your spouse jointly own a property generating £60,000 rent, you'd each enter £30,000 in this quiz.

Do you save my answers?

No. This quiz runs entirely in your browser. We don't collect, store or transmit any of your answers anywhere. If you want personalised advice, book a free 20-minute call.