Services Who We Serve Areas About Pricing Insights Contact 📞 020 3376 0933 Book a free 20-min call
FREE DOWNLOAD · NO COST · 2026/27 EDITION

The 2026/27 UK Sole Trader & Micro Business Tax Playbook

Tax Playbook · 22 pages · 2026/27 edition

Everything a self-employed person, freelancer or micro business owner needs to navigate UK tax in 2026/27 — income tax, National Insurance, VAT, expenses, MTD ITSA, and when (or whether) to become a limited company.

Written for sole traders, freelancers, side-hustlers and micro business owners with turnover up to around £100k.

Get your copy

Free PDF. Sent instantly. No spam — we'll email you our monthly insights and you can unsubscribe any time.

Something went wrong. Please try again or email hello@fernsideaccounting.co.uk directly.

Your PDF is on the way

Check your inbox for the download link. If it doesn't arrive in 60 seconds, check spam or click below.

Download Fernside-Sole-Trader-Playbook-2026-27.pdf

What's inside

All using 2026/27 rates and rules — published May 2026

  • Income tax bands and how Self Assessment actually works
  • National Insurance for the self-employed — what changed, what's voluntary
  • Allowable expenses (and the ones people commonly miss)
  • VAT registration threshold, schemes and the Flat Rate Scheme trap
  • Making Tax Digital for ITSA — when you're in, what you need, what software
  • Sole trader vs limited company — the honest 2026/27 maths with worked examples
  • Year-end checklist and the 10 most common (and expensive) mistakes

Written by Fahmina Jahan

Founder of Fernside Accounting Ltd, based in Woodford Green, London. We work with sole traders, micro businesses and landlords across NE London and Essex — local accountants who actually know the area.

Every threshold, rate and worked example in this guide reflects the 2026/27 tax year — verified against current HMRC publications at time of writing (May 2026).

IAB Qualified ICO Registered Companies House No. 10867432